SFMS Liability Insurance Information
This liability insurance is a policy to protect the Club and its Members against damage that may be caused to another party (person or property). It is not the intent of this policy to protect the individual club member from damage they may do or may cause to themselves or to their own property. The SFMS insurance is referred to as a" third party "policy, ie. It is written to protect the club and its members against loss for damage caused by or action of one of its club members against another party. In other words it is insurance against loss resulting from liability (obligations) for injury or damage to person or property of others. Club members acting on their own (not club organized events, field trips etc), are NOT covered under this policy. A member conducting operations, as a dealer is not covered.
General Policy Information:
Policy: Commercial General Liability
Limits: $ 1,000,000.00 per Occurrence $ 2,000,000.00 General Aggregate
Coverage: Premises / operations, incidental product liability, Blanket contractual, Broad-form property damage; Personal injury; medical expenses; Limited worldwide liability; Host liquor legal liability; Automatic coverage at newly acquired locations; non-owned watercraft; Fire damage liability.
Named Insured: Southeast Federation of Mineralogical Societies, Inc. Member clubs as their interest may appear.
Agent: Snellings-Walters Ins Agcy Atlanta, GA.
Company: Cincinnati Insurance Company